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Veterinary membership, not insurance. Coverage applies at participating Tijuana clinics. You arrange travel; transportation is not included. How this comparison works ↓
Paws Beyond Borders is a cross-border veterinary membership for care at participating Tijuana clinics. Compare membership dues, clinic prices, and your share with an illustrative traditional pet-insurance scenario.
Compare total annual cost for illustrative scenarios — not monthly premium alone.
Features vary by insurer and policy. This is a model comparison, not an insurance quote or statement that the products are equivalent.
Prices shown for your current offer. Coverage percentages apply to clinic list prices at checkout.
Each plan shows monthly and annual pricing. Monthly checkout has a 3-month minimum — switch to annual anytime from your dashboard.
Essentials for occasional visits
$10/moor$100/yr
Save $20/yr with annual billing (2 months free)
Checkout uses monthly billing · 3-month minimum
Routine care with consultation boost
$39/moor$390/yr
Save $78/yr with annual billing (2 months free)
Checkout uses monthly billing · 3-month minimum
Best for active wellness & check-ups
$79/moor$790/yr
Save $158/yr with annual billing (2 months free)
Checkout uses monthly billing · 3-month minimum
Maximum coverage & premium support
$119/moor$1190/yr
Save $238/yr with annual billing (2 months free)
Checkout uses monthly billing · 3-month minimum
Coverage is calculated from participating clinic list prices at checkout, not U.S. national averages. Dollar examples use one catalog procedure for illustration; actual clinic prices vary by procedure and location.
Higher tiers stack value through consultation allowances and category boosts — not hidden fees.
| Benefit | ||||
|---|---|---|---|---|
| Base coverage (clinic list price at checkout) | 10% | 20% | 35% | 40% |
| Annual cap | $1,000 | $3,000 | $7,000 | $10,000 |
| Enhanced consultations / month | 1 at plan rate | 1 at 30% | 2 at 45% | 2 at 55% |
| Wellness & dental boost | — | — | +10% | +15% |
| Wellness waiting period | 7 days | 7 days | 5 days | 3 days |
| Diagnostics boost | — | — | — | +5% |
| Support | Standard | Priority email | Care reminders | Concierge scheduling |
Click a plan card or column name to highlight that tier. Click again to clear.
Enhanced consultation rates, category boosts, and shortened wellness waiting periods apply to eligible visits at participating clinics, within your annual cap, and subject to plan terms. Counts reset monthly.
Coverage is calculated from participating clinic list prices at checkout, not U.S. national averages. Dollar examples use one catalog procedure for illustration; actual clinic prices vary by procedure and location.
Adjust the PBB tier, insurance premium, deductible, reimbursement rate, travel estimate, and prior cap use. Illustration only — not a quote.
Illustrative cruciate repair using catalog U.S. / Tijuana price spread.
Participating-clinic list price before coverage
Illustrative bill for the insurance scenario
Applies to the PBB path; not included in membership
Deductible first, then reimbursement on the remainder
Not an equivalent quote — illustrative benchmark only.
Estimated lower total with membership
About $98 lower estimated total vs this illustrative insurance scenario (including travel on the PBB path). Fit depends on your care pattern and willingness to visit participating Tijuana clinics.
Pay annually for 10 months of dues (two months free vs paying monthly). Annual amounts match checkout when you select annual billing.
Sign up from anywhere in the U.S. Coverage applies at participating clinics in our launch clinic network in Tijuana. You pay your portion at checkout subject to plan terms.
Emergency and urgent care may be eligible under plan terms at participating clinics, subject to waiting periods and annual limits. This calculator uses illustrative visit examples — not emergency scenarios. FAQ · Terms
Insurance premiums are dated market benchmarks, not equivalent policies or guaranteed quotes. PBB amounts come from the approved pricing configuration for your offer. Procedure prices use catalog examples; adjust inputs to match your clinic quotes.
San Diego benchmark: Compare.com San Diego study · As of 2026-05-31 · Refresh owner: Marketing/Growth
Paws Beyond Borders, LLC operates a veterinary membership program, not an insurance product. Membership provides percentage-based coverage and instant savings at participating clinics subject to plan terms, annual caps, waiting periods, and eligibility rules. We do not guarantee the quality of veterinary care provided by independent clinics. Members are responsible for their own travel to clinics in Mexico. This program is not a policy of insurance and does not cover all veterinary expenses.
Compare scenarios above, then see full tier details on our pricing page.
